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The RIFC’s agility, forward-focus and optimal regulatory environment position it to catalyze an innovative FinTech ecosystem for firms using software, mobile applications and other technologies to enhance or automate financial services to businesses or consumers. Examples of the services enabled by the RIFC's clustering of innovators include mobile banking, peer-to-peer payments, automated portfolio management, and trading platforms.
Decentralized finance enables services without intermediaries, using automated protocols on blockchains and stablecoins to facilitate fund transfers. The underlying blockchain technology also supports cryptocurrencies, non-fungible tokens (NFTs), and smart contracts.
Open banking.
The RFIC enables innovation through encouraging technical standardization in the form of APIs and policy enablers including requirements for incumbents to share customer data with FinTechs and others. Prominent examples include the European Union’s revised Payment Service Directive and the United Kingdom’s Open Banking Initiative.
Industry Engagement.
RIFC's close connection to the Roatán Financial Services Authority allows for coordinated engagements with industry through the adoption of “soft guidance”: the issuance of recommended principles and frameworks instead of rules. This opens regulatory space for innovation and reduces regulatory uncertainty. Regulator roadshows improve communication through informal access.
International collaboration.
The RIFC is seeking coordination with Honduran institutions to increase international collaboration through two-party arrangements, such as the collaboration agreements between Switzerland and Singapore (2016) or France and Canada (2018), or multi-party networks, such as the Global Financial Innovation Network that includes the United Kingdom and the United States.
Innovation Spaces.
The RIFC enables experimentation in a contained environment of reduced regulatory requirements. These provide start-ups with guidance relating to the regulation of their innovative propositions as well as increases their credibility with both investors and customers.
Decentralized finance enables services without intermediaries, using automated protocols on blockchains and stablecoins to facilitate fund transfers. The underlying blockchain technology also supports cryptocurrencies, non-fungible tokens (NFTs), and smart contracts.
Open banking.
The RFIC enables innovation through technical standardization in the form of APIs and policy enablers including requirements for incumbents to share customer data with FinTechs and others. Prominent examples include the European Union’s revised Payment Service Directive and the United Kingdom’s Open Banking Initiative.
Innovation spaces.
The RIFC enables experimentation in a contained environment of reduced regulatory requirements. These provide start-ups with guidance relating to the regulation of their innovative propositions as well as increases their credibility with both investors and customers.
International collaboration.
The RIFC is seeking coordination with Honduran institutions to increase international collaboration through two-party arrangements, such as the collaboration agreements between Switzerland and Singapore (2016) or France and Canada (2018), or multi-party networks, such as the Global Financial Innovation Network that includes the United Kingdom and the United States.
Industry engagement.
RIFC engages with industry through the adoption of “soft guidance”: the issuance of principles and frameworks instead of rules. This opens regulatory space for innovation and reduces regulatory uncertainty. Regulator roadshows improve communication through informal access.
Industry Engagement.
RIFC engages with industry through the adoption of “soft guidance”: the issuance of principles and frameworks instead of rules. This opens regulatory space for innovation and reduces regulatory uncertainty. Regulator roadshows improve communication through informal access.
International collaboration.
The RIFC is seeking coordination with Honduran institutions to increase international collaboration through two-party arrangements, such as the collaboration agreements between Switzerland and Singapore (2016) or France and Canada (2018), or multi-party networks, such as the Global Financial Innovation Network that includes the United Kingdom and the United States.
Innovation Spaces.
The RIFC enables experimentation in a contained environment of reduced regulatory requirements. These provide start-ups with guidance relating to the regulation of their innovative propositions as well as increases their credibility with both investors and customers.
The RIFC has established plans to become a global crypto-asset technology hub and has leveraged its unique political will and institutional capacity to take bold steps in this nascent sector.
The RIFC has established plans to become a global crypto-asset technology hub and has leveraged its unique political will and institutional capacity to take bold steps in this nascent sector.
Attractive tax environment
The RIFC operates within Prospera's highly competitive tax system in which transactions in Bitcoin and other cryptocurrencies are not subject to capital gains taxes to encourage further development of the crypto asset market.
Legal tender
Próspera permits Bitcoin and other cryptocurrencies to effectively operate as legal tender within its jurisdiction, including by accepting payment of taxes and fees using Bitcoin and other cryptocurrencies free from a local capital gains tax.
Supportive regulatory framework
The RIFC enables residents to build crypto-focused businesses using the optimal regulatory framework of their choice, all undergirded by world-class AML and KYC standards to ensure worldwide regulatory compliance.
Attractive tax environment
Legal tender
Supportive regulatory framework
The RIFC has created a highly competitive tax system in which transactions in Bitcoin and other cryptocurrencies are not subject to capital gains taxes to encourage further development of the crypto asset market.
The RIFC permits Bitcoin and other cryptocurrencies to effectively operate as legal tender within its jurisdiction, including by accepting payment of taxes and fees using Bitcoin and other cryptocurrencies.
The RIFC enables residents to build crypto-focused businesses using the optimal regulatory framework of their choice, all undergirded by world-class AML and KYC standards to ensure worldwide regulatory compliance.
Corporate Banking Services
Capital Markets Services
Wealth & Investment Management
Community Financial Services
Insurance and Reinsurance
Corporate Banking Services
Capital Markets Services
Wealth & Investment Management
Community Financial Services
Insurance and Reinsurance
The RIFC possesses the fundamentals to become a vibrant International Financial Center. This is a largely unmet demand in LATAM—the political divides of the region, the economic instability of regimes, and the historical influence of European civil codes (French and Spanish) have all made it less attractive for investors.
The RIFC’s whole-of-government approach, including an attractive tax environment, bilingual structure (English and Spanish) and supportive regulatory framework based in common law give it a decisive advantage. This financial sector strength combined with a strategy to develop an education hub that attracts and nurtures global talent will position the RIFC as the next center for economic growth and innovation.
The RIFC possesses the fundamentals to become a vibrant International Financial Center. This is a largely unmet demand in LATAM—the political divides of the region, the economic instability of regimes, and the historical influence of European civil codes (French and Spanish) have all made it less attractive for investors.
The RIFC’s whole-of-government location and approach, including an attractive tax environment, bilingual structure (English and Spanish) and supportive regulatory framework based in common law give it a decisive advantage. This financial sector strength combined with a strategy to develop an education hub that attracts and nurtures global talent will position the RIFC as the next center for economic growth and innovation.
Speak with a representative from the RIFC about your business’s objectives and goals. Forming a legal entity in Roatan is easy, secure, and designed to support new economic growth opportunities.